PPT for DREAM HOUSE IN THE NETHERLANDS

#PPT #BuyingHome #NL #netherlands #firsttimeowner

Main Post Link: https://www.facebook.com/groups/indiansinthenetherlands

Hi All,

As we all have discussed many options and process for buyjng home.
I have created a session for today sharing my experience for buying home.
This will cover below topis:

• Where to start
• How to look for home
• Markelaar and Mortgage advisor
• Notary and other checklist
• Things to Remember
• Tips and Tricks

• 1. First Time Buyer : From 2025 - Limit - 525k (For NO Transfer Tax Exemption if Eligible)Individuals aged 18-35
• 2. The limit for a mortgage with additional energy-saving measures will be increased by 6%, to €477,000.
• 3. NHG - 450k .
• 4. NHG Premium is reduced- Example With a mortgage of €450,000, they will not pay €2,700, but €1,800 in premium from next year to use the NHG safety net.
• 5. Under these rules, the higher the property's energy label (e.g., A++++ or A, B), the more you can borrow. On the other hand, if you purchase a property with a lower energy label (E, F, G), your borrowing capacity is reduced. No major changes or adjustments regarding the energy labels are expected in 2025.
• 6. Since 2024, single people have been allowed to borrow an extra amount on top of the maximum mortgage. In 2025, this limit increased from €16,000 to €17,000. This change aims to give single buyers a better chance in the housing market, especially where dual-income households often have a larger budget

• Meeting with Mahak Rathore
• https://teams.live.com/meet/943388407171
• Tap on the link or paste it in a browser to join.
  It's just a casual session to get an idea💡and might clear some queries.